Some Unique Rewards Indian Credit Cards Are Offering

When you sign up for a credit card you almost always check through the fine print for any hidden charges or penalties. But do you ever take a closer look at the perks and rewards as carefully? If you have not done it till now, its time to start this practice.

Choosing a credit card is not an easy job. It requires a lot of homework on your part. What works best for you would depend on how you spend your money and how much debt you have. It is also dependent on whether you are a regular salaried professional or you are self-employed and run your own business.

Almost all cards offer reward points for the purchases you make with them. These points can later be redeemed as cash or towards airline miles and other expenses. But then, how about some unique rewards that is out of the ordinary?

Let’s take a look at some quirky rewards that are available.

1. Cash back on Taxi Rides

Most of us take an Uber everywhere around the city these days. It saves us the effort of finding a space to park and it is also definitely cheaper than owning a car. So how about a card that offers 20% cash back on Uber rides? This has got to be a double bonus! The Standard Chartered Platinum Rewards Card gives you this unique reward.

Another card that gives you rewards on your taxi rides is SBI Simply Click Credit card. This card gives 10X rewards on Ola.

2. Rewards For Online Shopping

If you are doing all or most of your purchases online then the SBI Simply Click Credit Card is your best friend. This card gives 10X rewards on your online purchases from Amazon, BookMyShow, Cleartrip, FabFurnish, LensKart and FoodPanda. You also get 10X reward when you book a car from Zoomcar. Apart from this, you get a welcome gift from Amazon for Rs. 500. So if you are someone who shops for almost everything online then this is the card for you.

3. Airport Lounge Access

Who does not want to avail the comforts of the lounge at the airport these days? When the waiting area gets crowded during the travel season, it would be nice to rest at the lounge while you wait for your flight. Here are some cards that offer complimentary access.

– HDFC Bank Diners Club Black Credit Card

– Citi Prestige Credit Card

– American Express Platinum Charge Card

– Axis Bank Reserve Credit Card

4. Exclusive Membership at Star Hotels

Now, this is something that most of us would appreciate a lot. Staying at the Taj and Hilton is very expensive and it helps if your card gives you a few additional privileges. For instance, you could be entitled to a free night’s stay upon fulfilling certain terms and conditions or given priority check-in and check-out or may be your partner stays free in the same room and enjoys applicable complimentary breakfast. Sometimes you are also upgraded to a better room, if the reserved room type is not available at check-in.

So, listed below are a few credit cards and the privileges they offer.

– Insignia Preferred Banking World Card from RBL bank offers priority reservations with exclusive benefits at select Restaurants

– YES FIRST Exclusive Credit Card gives complimentary TAJ InnerCircle Epicure Membership – Exclusive Card. This is valid for only a year. This card allows you to enjoy privileges on dining and stay on select Taj Group of Hotels.

– American express platinum card gives complimentary membership to Hilton Honors Gold status, Shangri-La Golden Circle’s Jade tier, Taj InnerCircle, Starwood Preferred Guest Gold Programme, Club Carlson Gold Elite status and Hertz Gold Plus Rewards.

You can also enjoy exclusive dining privileges at high-end restaurants like Dum Pukht, Dakshin and more at ITC Hotels; Wasabi, Masala Bay, Varq, Latitude and more at Taj Hotels and Vetro, Fenix at Oberoi Hotels and Jamavar, Spectra, Megu and more at The Leela Palaces.

5. Golf Course

If golf is your sport then the American express platinum card is your ticket to complimentary rounds at 27 premium courses. Some of the courses are Prestige Golf shire Club, Bengaluru, ITC Classic Golf Resort, Manesar, Bombay Presidency Golf Club, Mumbai, The Eagleton Golf Resort, Bengaluru, Cosmo-TNGF Golf Course, Chennai, Madras Gymkhana Club, Chennai, Kovai Hills Golf Club, Coimbatore and CIAL Golf and Country Club, Kochi.

So, the next time you need to shop for a credit card, look beyond the points you will earn and experience something unique. Life is all about the experiences you gain and why not gain a few experiences at no additional cost? So forget about redeeming your points for cash back and enjoy a great meal at a high-end restaurant or stay at some of the luxurious hotels and spend some quality time with your dear ones.

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