6 Smart Ways to Manage Your Loans Better

Struggling to manage your loans?

[{"selector":"#anim-96b013a0-3198-4c10-9ef4-9d241b291b02 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(9.484739667179962%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8e554313-2f98-4009-927f-5e192654f03b","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c33a042-d635-422e-8cc6-925092b576f4","keyframes":{"transform":["translate3d(116.39871%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-24c24988-7428-4d04-92b9-f9df2e79aede","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2a9712f0-abe2-4796-acf9-da0336087cc8","keyframes":{"transform":["translate3d(-116.07717%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Master the art of loan management with these 6 savvy strategies

Apply the 'Avalanche' Method

[{"selector":"#anim-52038066-8bef-482d-ab72-6a3f51d5ca66 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-40.20833321955906%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-419bda62-6b39-44b0-812d-eb41831e575d","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-987a2f0d-f0d0-4460-82bb-39f0c1fc1a4a","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c94531c-fefc-4363-b236-277eee4ee823","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ca88adad-15ed-40c3-8f7a-cb1117fdae70","keyframes":{"transform":["translate3d(117.04179%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8b27911f-cc53-4444-9c30-64cb988754b9","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e13650bd-3f8c-4a3a-83df-c656928ef70a","keyframes":{"transform":["translate3d(534.88386%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Snowball your debt by tackling high-interest loans first. Avalanche your way to freedom

Bump up your EMIs with every salary hike

[{"selector":"#anim-d206a3ba-710d-4192-b964-66795d125bcc","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-46737305-08af-4cc9-b479-4c48bfcf3009","keyframes":{"transform":["translate3d(115.65496%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ab13a310-c64c-4be7-a7e8-8e4a6fcde123","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-433fce71-e1e8-44a5-a5e1-2cfab9ea5e66","keyframes":{"transform":["translate3d(-116.72026%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c8de86ba-d86a-478a-a53a-f1c030a103b1","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07564a16-02ad-4a42-9b50-605216c7c514","keyframes":{"transform":["translate3d(-523.25597%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c0863d6a-685b-483e-8624-b357ba13ef8a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-11.821818676468894%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] Level up your EMIs as your income grows. Accelerate debt payoff with each raise

Any windfall should go towards debt repayment

[{"selector":"#anim-2056e370-cad6-42c1-813d-89e0290a431e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(22.67628196376338%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ee980f65-cf08-4b5a-af26-13125478240d","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f4918c15-e1a9-4b7f-927a-187eb92b1725","keyframes":{"transform":["translate3d(-115.97444%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-712d5106-0664-4acd-9970-1e554ed6f1cc","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-53e4d008-1594-4d3c-8ba4-c5f8852bddba","keyframes":{"transform":["translate3d(117.36334%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e0da55cf-ac25-4732-b7a7-2521b8510fdf","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ec7d51f1-4697-43e6-8f6d-1d6cdfe99264","keyframes":{"transform":["translate3d(537.20946%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Unexpected money? Put it to work! Windfalls can fast-track your debt reduction

Consolidate your loans

[{"selector":"#anim-7d79c751-a48f-4d5f-8394-fb470fc85181 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-21.87499990518811%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-9f0b59f1-d427-4bed-80e0-f314142dfd4f","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4a7b8fd3-a258-464c-aceb-5311b4ac35ab","keyframes":{"transform":["translate3d(116.29393%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1502b350-2a1b-4a4b-9b83-16dbd52b297f","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98efef14-0e58-4b96-a022-779f961b6360","keyframes":{"transform":["translate3d(-115.43409%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c98e35b1-cb8e-4df0-8967-df14b6d0ed2b","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-42cee244-2f56-49e6-8a7e-b95eb69bc8b4","keyframes":{"transform":["translate3d(-523.25597%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Simplify and conquer. Combine loans into one for manageable payments

Convert credit card dues to EMIs

[{"selector":"#anim-a19efc36-e668-44fa-ac8b-b15958ca2b8f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(10.854501003761277%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-68b8ad1a-92f9-472e-9b64-1b17ffb6701d","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af7479b1-0a9e-4d74-b01c-6db0ad7534a2","keyframes":{"transform":["translate3d(-114.69649%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cdd8ae91-1e3d-4ce7-8d2e-33c81f54e0ed","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e907781d-b6af-4cfe-a32b-6e453b47bc34","keyframes":{"transform":["translate3d(116.39871%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-beda882a-ef22-4bd4-b819-f29fb3cebca7","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a752c300-f53e-4a17-9782-8f41650fd913","keyframes":{"transform":["translate3d(537.20946%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Escape the credit card trap. Convert dues to EMIs for lower interest rates

Make timely payments

[{"selector":"#anim-61086da3-a392-4521-8c5e-00ccd8c8174d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-34.16666655289239%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-5f0ba0d5-3886-4b06-94e1-b461265f00dd","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-191bde75-0354-4428-86ce-2412feb11b7b","keyframes":{"transform":["translate3d(116.29393%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9a8f97c1-e6e8-485b-a941-f94e953340ce","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8b6eac67-d3b5-4008-8bf0-6b4e269a36d8","keyframes":{"transform":["translate3d(-115.43409%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bbc47a20-c8d0-459a-936c-5f854e6e0160","keyframes":{"opacity":[0,1]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-97b83f9f-5c21-4c7a-8e2f-60c2908e6a13","keyframes":{"transform":["translate3d(-523.25597%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Stay on track with on-time payments. Protect your credit score and financial health

Ready to take charge of your loans?

[{"selector":"#anim-0c66f059-92e0-4213-a902-f5df31e02bb5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-18.185028044179553%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f525fc48-9046-44ce-b7c6-24b4273a48d6","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5ed0ccea-e84f-46bf-b216-2ea2cce418ac","keyframes":{"transform":["translate3d(-115.2381%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8da039c0-5cea-4f4b-867e-68fe829ef963","keyframes":{"opacity":[0,1]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a3e424ba-1732-42bf-ae49-cfa753bf297f","keyframes":{"transform":["translate3d(114.77986%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Dive deeper into these strategies in our blog Read Blog

MONEYTAP

[{"selector":"#anim-f5c07236-51b0-468d-a98a-74faefd52bb9","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0f988348-adfe-4566-94da-c3397ae45901","keyframes":{"transform":["translate3d(0px, 1279.36628%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe721ecd-de25-4432-9269-d9002526bae1","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8080068a-213f-4181-80c8-718ce1fa17f7","keyframes":{"transform":["translate3d(0px, -931.33894%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] India's #1 Personal Credit Line Visit Site