Master the art of responsible credit card use with these 7 essential rules. Secure your financial future!
Keep your credit card balance at zero to avoid interest charges. Pay in full every month for financial peace of mind
Timely payments are crucial. Avoid late fees and interest by settling your credit card bill before the due date
Pay before the due date
Minimum payments may trap you in debt. Pay more than the minimum to clear your balance faster and save on interest
Beware of minimum payments
Be cautious with offers for free or pre-approved credit cards. Research and choose wisely to prevent financial pitfalls
Avoid tempting offers
Avoid cash advances on your credit card. They come with high fees and interest rates, denting your finances
No cash withdrawals
Regularly check your credit card statements for errors or unauthorized charges. Vigilance protects your financial health
Review statements
Act swiftly when your card is lost or stolen. Report it to your issuer immediately to minimize fraud risks
Report lost cards
Explore detailed insights on these rules in our informative blog for smarter credit card management
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