Partnered with reputed banks


How Does MoneyTap's Personal Line of Credit Work?

Apply for your personal line of credit with MoneyTap

The best option online for all your borrowing needs

Most Loved Features of MoneyTap Personal Credit Line App!

Borrow as little as ₹ 3,000 Borrow as little as ₹ 3,000

Borrow
flexibly

Borrow any amount from your personal line of credit with MoneyTap.

No Usage, No Interest. No Usage, No Interest.

No usage,
no interest

Interest rates are applied only on the amount you borrow and not your entire approved limit.

Swipe. Tap. Convert Swipe. Tap. Convert

Safe &
Secure Credit

We work ONLY with regulated financial institutions in India governed by RBI, and we have our own NBFC as well. So we're well regulated and legally compliant. All data is processed and stored within India with banking-level security controls.

Real-time limit approval Real-time limit approval

Credit limit available
for a lifetime

Your credit limit is recharged as you repay your borrowed amount giving you the flexibility to withdraw multiple times.

No Guarantors No Guarantors

Made in India

MoneyTap is made in India and made for India. We have our own NBFC and work only with regulated financial institutions that are governed by the RBI.

No Guarantors No Guarantors

No collateral, no guarantors

Now you don’t have to sacrifice your savings or risk your valuable assets. MoneyTap's credit line app lets you access money when you need it the most without any collateral backing!

Someone like you is happy with MoneyTap

Vitaldas

Vittaldas Sachin Shenoy

-HealthifyMe, Bangalore

Last time that I remember, applying for a loan was a huge hassle. With MoneyTap, I could not believe that the entire process of applying for a loan could be done from my phone. When I tried it myself, the experience was mind bogglingly simple. I got my loan approved. MoneyTap is loan application done right.

Praveen

Praveen Dsouza

- Endosoft Solutions, Bangalore

It feels great to have an app like MoneyTap to make any money transactions and also view it whenever required. The app is user-friendly and easy to use. I would suggest MoneyTap to anyone requiring a credit card.

Amrit

Amrit Kalita

- Canvera, Bangalore

This is an amazing app. The application process on the app is very simple. I got to know my eligibility. The option of paying back in EMI’s was very good. I liked the pass code verification on the app very much, it adds lots of security.

Tilak

Tilak Kumar AR

- Ikya Human Capital Solutions, Bangalore

This is a good app for emergency purposes and the money can be transferred through their IMPS feature.

Vitaldas

Vittaldas Sachin Shenoy

- HealthifyMe, Bangalore

Last time, as I remember, applying for a loan was a huge hassle. With MoneyTap, I could not believe that the entire process of applying for a loan could be done on my phone. When I tried it myself, the experience was mind-bogglingly simple. I got my loan approved in minutes! MoneyTap is loan application done right.

Praveen Dsouza

- Endosoft Solutions, Bangalore

It feels great to have an app like MoneyTap to make any money transactions and also view it whenever required. The app is quite user-friendly and easy to use. I would suggest anyone requiring a credit card to go with MoneyTap.

Amrit Kalita

- Canvera, Bangalore

This is an amazing app. The application process on the app is very simple. Within minutes, I got to know my eligibility. The option of paying back in EMIs was very good. I liked the passcode verification on the app very much, it adds lots of security.

Tilak Kumar AR

- Ikya Human Capital Solutions, Bangalore

This is a good app for emergency purpose and the money can be transferred through the IMPS feature.

Vitaldas

Vittaldas Sachin Shenoy

-HealthifyMe,Bangalore

Last time, as I remember, applying for loan was a huge hassle. With MoneyTap, I could not believe that the entire process of applying for loan could be done on my phone. When I tried it myself, the experience was mind bogglingly simple. I got my loan approved in minutes! MoneyTap is loan application done right.

Praveen Dsouza

- Endosoft Solutions, Bangalore

It feels great to have an app like MoneyTap to make any money transactions and also view it whenever required. The app is quite user-friendly and easy to use. I would suggest anyone requiring credit card to go with MoneyTap.

Amrit Kalita

- Canvera, Bangalore

This is an amazing app. The application process on the app is very simple. Within minutes, I got to know my eligibility. The option of paying back in EMI’s was very good. I liked the pass code verification on the app very much, it adds lots of security.

Tilak Kumar AR

- Ikya Human Capital Solutions, Bangalore

This is a good app for emergency purpose and the money can be transferred through the IMPS feature.

Before you apply for your personal line of credit, make sure you have the following documents handy:

Required
Documents

  • Address Proof

    (Valid Driving License / Valid Passport / Aadhar Card)

  • ID Proof

    (Valid Driving License / Valid Passport /
    Voter's Id / Aadhar Card / Pan Card)

  • Pan Card Number
  • Your Company Name and
    Official Email Address

How Can the MoneyTap Credit Line App Change Your Life?

Use MoneyTap for anything and everything you want or need! Whether it’s for wedding expenses, education fees, medical emergencies, a vacation, or a little indulgence; we’ve got your back.

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